Do you have engine insurance for your car, truck or SUV

Oil change is engine insurance

OK, the title has kind of let the topic out of the bag, hasn’t it? You have auto insurance – the kind of insurance you need if you have an accident or someone steals your car, truck or SUV. You have homeowners insurance or renters insurance. You may have insurance for your business. But, do you have insurance for your engine.

Yes, there are companies out there offering auto repair insurance but that’s not what we’re talking about. We’re talking about oil changes as insurance for your engine.

Engine oil is the lifeblood of your car, truck or SUV’s engine. It reduces friction, which reduces heat, and it carries away heat. It also gathers up little bits of dirt and metal fibers and carries them away so that your oil filter will remove them from the engine’s lifeblood – engine oil.

Considering how important engine oil is to the vitality and durability of your engine, the only question is the cost of this form of engine insurance. That’s another great thing about engine oil; an oil change is inexpensive. In fact, considering its value, an oil change is downright economical.

One difference between engine insurance (an oil change) and other kinds of insurance is that, with the other kinds of insurance, they’re designed to protect you if something bad does happen. With engine insurance (an oil change), it’s not a question of ‘if’ but a question of ‘when.’

This doesn’t mean that, if you don’t change your oil by the scheduled date for your next oil change, your engine will explode the next day. What it does mean is that, the more you miss having your car, truck or SUV’s oil changed on schedule, the more wear your engine will experience.

Engine wear doesn’t generally come all at once. Oh, there is that occasional catastrophe where an engine overheats dramatically and locks up, or an internal part of your engine breaks, which may cause other parts to break. Rather, wear occurs little by little.

Even if you take care of your car, truck or SUV engine, wear happens. The question is ‘How much wear will your car, truck or SUV engine have?’ With more wear, you’re all-but sure to have more repair costs. Your engine will have a shorter life. And, when you go to sell your vehicle, the wear is almost sure to show to the extent that you won’t get as much for your car, truck or SUV – i.e., you’ll have diminished resale value.

The good news is that you don’t have to worry about this because, as stated above, engine insurance (an oil change) is inexpensive.

Comments

Is your antifreeze safe from freezing this Richmond winter

You still have time to have it checked Well, there’s no denying it – winter tends to get chilly here in Richmond. We have to deal with snow and ice on the roads, scraping the same off our windows and windshield, and staying warm while we drive. Of course, you had your antifreeze checked before winter rolled into town. What?! You didn’t have your antifreeze checked before winter clamped down on Richmond? So, how’s your antifreeze doing? If you haven’t had it checked, there’s really no way of knowing, is there? This car has overheated in the middle of a Richmond winter. But, on the other end of the spectrum, the antifreeze can also freeze if it's not up to its job. Hopefully, you haven’t had a serious problem with your antifreeze already. If you did, you’d probably know. When antifreeze fails, it’s a potentially catastrophic condition for your vehicle’s engine. You could have hoses that have burst because of freezing antifreeze. Worse than that, your engine block may have crac...

Blocks of ice falling from cars in McHenry could cause accidents or damage

We’ve all seen those blocks of snow falling from behind the rear tires of a car when the snow rolls into McHenry . Fortunately, they’re just packed snow that will disintegrate under your vehicle’s tires as you simply drive right through them, right? Don’t count on it. Those blocks of snow are often packed so tight, condensed by the thaw-and-freeze cycle, that they’re anything but oversized snowballs . They’re often more like boulders. Hit one of those blocks and the collision between the block and one of your tires could send you careening off the road or into oncoming traffic. In some cases, they’re so solid you could pound them with a sledgehammer with little effect. They truly can represent a serious road hazard. The problem is that it’s difficult to tell how solidly they’re packed when you see them on the road, left their unwittingly by another driver. Either way, your best bet is to try to avoid them. But you want to be careful dodging blocks of ice in the road, too. You need...

Timely maintenance is even more important with your Johnsburg Electric Vehicle

Even if you have an electric vehicle in your Johnsburg driveway, maintenance is still critical. You pull out of your Johnsburg driveway and you watch the gas stations go by as you smile from behind the wheel of your EV – Electric Vehicle. Of course, at some point, you will have to stop and charge the battery but you still take some comfort that you’re not standing next to your car as the fuel pumps into your tank. One of the true comforts you take with your EV is that the mechanics of your vehicle are simplified. You don’t have to worry about the engine breaking down anymore, and we all know how costly that can be. But there’s more to your EV vehicle than you may have considered when you first parked it in your Johnsburg driveway. Many of the parts found on gasoline-driven vehicles are also present on your EV. These require the same maintenance as your gasoline-powered vehicle. For instance, you EV still has: Tires and Wheels Brakes Steering and Suspension Windshield Wipers and So...

Performance Unlimited Blog

Search This Blog