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Showing posts from March, 2017

Should you work with a local Spring Grove auto insurance agent?

Or, is it the same purchasing your auto insurance online It’s Illinois. That means that you must have auto insurance if you operate a car on the state’s roadways – and that includes the roads of Spring Grove. Of course, you’d have to be crazy to drive without insurance. As long as you need auto insurance, make sure you have a policy that works to your advantage. There are subtle differences that can make a big difference if you find yourself needing to use your insurance. You want to sign up with a quality auto insurance company. That’s very important but it’s also important that you have an agent who will be there when needed – not just someone who sells you a policy and then disappears. And, it’s important to develop a relationship you can count on with your auto insurance agent, including: When your auto insurance agent is someone you can count on, your agent is someone who will take the time to review your policy and its coverages on an ongoing basis so you’ll know that y...

Spring has arrived in McHenry County, officially, anyhow

Enjoy, but have your car checked out, too The warmer weather, these last few days, may give you the feeling that the winter of 2016-17 is about over. Actually, there’s additional evidence, and far more concrete; as of Monday, Mar. 30, 2017, winter officially ended. This doesn’t mean that we won’t have any additional snowfall. It doesn’t mean the temperature won’t drop precipitously into even single-digits. But, it does mean that winter is on its way out. You may not want to put your winter coat, hat, gloves and boots in the attic just yet. And, it’s not a bad idea to keep the ice scraper handy, for a little longer, in case your car’s windows and windshield are covered with frost and ice some morning soon. But … You can start thinking warm thoughts with the expectation that Mother Nature will cooperate. If it does turn cold and snow, don’t worry, it will soon pass. This winter, though not the worst winter on the books, is tired and ready to hibernate until it returns as the winter...

Proper auto maintenance can save you real cash

You’ve heard it all before: Change your car’s engine oil on schedule. Keep the air pressure at the proper level in the tires on your pickup truck. Make sure your shocks, struts and springs are in good order and your car is properly aligned. You hear it, but there’s no sense of urgency. And so, a couple extra-thousand miles slip by before you bring the car in for its next oil change. You tell yourself, ‘I’ll check the air pressure the next time I fill the gas tank,’ just as you told yourself the other dozen times you stopped. Months pass before you remember to have the steering and suspension checked. Don’t feel bad; you’re not alone. Many people neglect to stay on top of maintaining their car, pickup truck or SUV. Life is busy and there is so much to remember. However, if someone told you that keeping up on your vehicle’s maintenance could save you a bundle of cash, you might be more inclined to stay after it. Well, guess what? You can save a bundle of cash if you properly mainta...

To buy a new car or not to buy a new car, that is the question

There is something exciting about purchasing a new car. Unless you can pay cash for the car, there is also something dreadful about buying a new car – years of hefty, monthly payments. At some point, however, it may be time to buy a new car. How do you know when that time has arrived? One thing to consider is the age and condition of your existing vehicle. Some say that it is best to trade in your car before the odometer reads 50,000 miles. They say that you should trade it in when the odometer is between 30,000 and 40,000 miles. This, of course, usually leads to a life with perpetually high auto payments. On average, according to the Federal Highway Authority, drivers in the U.S. add just under 13,500 miles to their car’s odometer each year. This would suggest that an American will drive their car for, at most, three years, if they want to trade it in while the odometer is at its sweet spot, as described above. The longer you own and drive your car, the more resale value it will...